Відео

That thumbnail

We have no choice sometimes 😢

Good-luck finding one that doesn’t need pricey repairs every year

Best used cars: Toyota, Honda, Lexus, Subaru… bmw and Mercedes are nice but good luck with the maintenance

Have your own money for your own hobbies and surprises for your partner but have a joint account for bills, paying for the kids and things that you may want to do together. Always keep a portion to yourself though.

But they're such good fun......

you should advise anything

We opened a high yield savings with Ally due to your recommendation a bit ago! So nice seeing that interest grow monthly. Wish I had opened it sooner for our emergency fund/short term savings

Get a bike😊

Sorry, not true - there are many places in France that offer kiddie menus

we don’t share a bed anymore… her bed is filled with kids.. lol 😂

She’s trying to open up your eyes to taking on debt.

It's basic math really. If you get 10% ROI per annum on your investments, which is pretty good, but you're paying 28% on your credit card, it makes no sense to invest until you're back in the black. The only exception would be a mortgage, since the rate tends to be fairly low and real estate tends to appreciate in value.

I had my town house paid off by 30 an than something. Just hit me i went down hill got anxiety an depression got a bigger house an a truck I don’t know why I was happy be deb free an once I got the house I lost everything I fell apart mental an now I’m sick to my stomach homeless this is what I wanted I was doing so good I have nothing left I can’t live with my self everything is so expensive

Money changers. . . Jesus in the town square.

That’s called life. Enjoy it people, it’s very short.

Great message

You're right. Go around: buy them second hand, when the devaluation slope started flattening...

2 adults, $280 including non-food products. Plus a 5% cash back on Walmart card (paid off monthly). Plus another 5% cash back for clicking on Cap One affiliate link prior to online purchase. Total monthly spending averages about $250 for all groceries, paper products and personal care items. We never eat out. Everything is cooked from scratch including bread.

It’s called the norm, honey. The average person working 2-3 jobs just to get by and provide for their family doesn’t have the luxury of a bottomless money pit to straight out purchase transportation. Try getting your smug arse down off your pedestal and take a look at how the majority of the free world are actually having to live.

So walk to work…

No you can’t. This is horrible advice

Buick lesabre, 3800 regal, grand prix, Bonneville, park Avenue. Anything with gm 3800 power, they are getting older so find something that's not rotted

I paid 50000now it’s worth 12000

Yeah this advice is only good for people that have the amount of money in cash to pay for that car otherwise you’re stuck with a loan.

Geez, pray you go to a Florida team or titans 🤣

It is called living, people all over the World are taking out loans to have what they like.

Trader Joe's is not cheap 10 items is like almost 100 bucks

It's nothing to do with the loan. The issue is buying a new car whether you pay by credit or cash. If I could afford it I would buy a year old car.

I don't drive my 2nd car

Not the point here, but just had to say how much I love her earrings! ❤

We drive our vehicles for many years. Every month we put money into our savings account and eventually invest in a CD. By the time our vehicles wear out we have enough money saved to pay cash for its replacement. I bought my wife a new car a couple of years ago for her 50th birthday. Her Camry was 18 years old, so we donated it to our church. It was mechanically sound and it was given to a single mother who desperately needed a car. We sold our 13 year old pickup and traded in our 5 year old Subaru Forester Touring LEMON on a 23 Tacoma TRD Off Road, double cab, 6’ bed with the Premium and Technology pkgs. I’m quite sure that I’ll be driving my Tacoma until I die.

I was spending 100 a week on gas now I'm at 30. So it worked for me

When I bought my car with cash the car salesman got annoyed.

Nah….. keep church and state separate. Divorce is all but much too common for her to leave me broke. I keep a cash stash on the side.

Not to mention if you can’t make a payment, they can repo your car!!!!!:/

I’m happy with my car don’t need upgrading, just my life s always, education, I love a house with swimming pool

Bad advice

It's life. I grew out of bicycling to work in 1980s....

I teached my children how to protect the car they already own. Unless of course you want other people to tell you how to take care of your car. They are cars that need maintenance. And oh yeah, hit that pothole giant full speed and add $500.00 to your next misery. LoL i see this every day. Try to avoid those as best you can and wash vacuum your car like you care for a loved one. I spend very little time and money on my cars, but i keep them clean and i just like to use them to drive around. (Just a note: I'm a car collector that has many cars)

Lucky for me, Taylor Swift once looked at my car 🚗 and now it's worth 1 trillion Afghan. 😳

car brings me joy. have a good life obsessing over paper and not ever enjoying it.

Having worked at car dealership for 6 years as an automative photographer. Some of the sales managers take your old Subaru and will drive it for years. After giving you pennies on the dollar as a trade in. They will tell you that homes and vehicles are the biggest investment of your life. But they will take that old perfectly clean used Buick and take it for their own daily driver... For years...for darn near free! If you can afford a new car, great, go for it. But if you are poor and need transportation, get some cash together and buy a car straight up. Like $3000.00 or even less if you have a mechanic hubby.. You might need repairs such as exhaust or tires on it. But just drive it. Who cares? It's paid for. You have transportation. If you are poor, just try to get a car that has reliable track record and try to get $2500.00 to own it. If you are really smart, you can get one for like $250.00 bucks. Just don't be dumb and not have insurance or tickets. And you can be driving a car, even a collector car for dirt cheap. But at the same time, if you can afford that new Mercedes or BMW just buy it.

Hard to believe anything made by Volkswagen would make a most reliable list. I bought my Tacoma, yes, brand new, in 2006. I was driving a long way back and forth to work at the time and needed something reliable. But … it’s now 2024 and I’m still driving it everyday! I think I got my money’s worth.

I beg to differ, student loans on a low value degree is worse. They can repo the car, you can default or file bankruptcy. But that student loan.........no escape, and the juice is always running. An 18yo buying a mustang at 10% is less of a long-term blunder than a degree in gender studies. My 0.02

Dont buy a new car buy a used car

Don’t buy new. Buy used.

practical

Baby Step Zero

good and safe ideas